Key Changes and Highlights

Oregon HB 4075 authorizes the State Treasurer to guarantee a stabilization loan for an eligible rural hospital to address financial distress. The legislation establishes strict eligibility and loan-structure requirements and permits the use of unclaimed property funds to satisfy guarantee obligations, subject to a fixed cap. The goal is to stabilize rural hospitals without financing expansion or capital improvements.

Permitted Use of Loan Proceeds

  • Limited to cash flow shortages or refinancing existing debt
  • Loan proceeds may not be used to expand services, facilities, operations, or for capital improvements.

Guarantee Limits and Funding 

  • Guarantee obligations are payable only from the Unclaimed Property and Estates Fund and do not create state debt. 
  • The Treasurer may expend up to $44 million from the fund to honor the guarantee.

HB 4075 is not a permanent escheat law and owners of unclaimed property will not lose rights to their property as a result of the bill.

Effective Date: April 7, 2026.